:root{
  --navy:#02143c;
  --navy-2:#062d3b;
  --blue:#0a3553;
  --gold:#d3a43f;
  --gold-dark:#aa7720;
  --cream:#f7f3ea;
  --paper:#fffdf8;
  --ink:#0a2b3b;
  --muted:#5f6b71;
  --line:rgba(10,43,59,.13);
  --white:#fff;
  --shadow:0 24px 70px rgba(2,20,60,.14);
  --radius:28px;
  --container:min(1180px, calc(100% - 40px));
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Montserrat",Arial,sans-serif;background:var(--paper);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
.container{width:var(--container);margin-inline:auto}
.skip-link{position:fixed;left:16px;top:-80px;z-index:999;background:var(--gold);color:var(--navy);padding:12px 16px;border-radius:10px;font-weight:700}.skip-link:focus{top:16px}

.site-header{position:sticky;top:0;z-index:100;background:rgba(2,20,60,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}
.header-inner{height:82px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.brand{width:255px;overflow:hidden}.brand img{width:100%;height:72px;object-fit:contain;object-position:left center}
.main-nav{display:flex;align-items:center;gap:25px;color:#fff;font-size:.92rem;font-weight:600}.main-nav>a:not(.btn){position:relative}.main-nav>a:not(.btn)::after{content:"";position:absolute;left:0;right:100%;bottom:-7px;height:2px;background:var(--gold);transition:.25s}.main-nav>a:hover::after{right:0}
.menu-toggle{display:none;background:transparent;border:0;padding:8px}.menu-toggle span{display:block;width:28px;height:2px;background:#fff;margin:6px 0;transition:.25s}

.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:999px;border:1px solid transparent;font-weight:800;letter-spacing:.01em;transition:.22s;cursor:pointer;text-align:center}.btn:hover{transform:translateY(-2px)}
.btn-small{min-height:43px;padding:0 18px;font-size:.85rem}.btn-gold{background:linear-gradient(135deg,#efd27e,var(--gold),#b67918);color:var(--navy);box-shadow:0 12px 30px rgba(211,164,63,.23)}.btn-gold:hover{box-shadow:0 16px 34px rgba(211,164,63,.34)}
.btn-outline{border-color:rgba(255,255,255,.55);color:#fff;background:rgba(255,255,255,.03)}.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--blue)}

.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 75% 30%,rgba(24,77,101,.56),transparent 34%),linear-gradient(135deg,var(--navy),#031d43 55%,var(--navy-2));color:#fff;padding:86px 0 90px}
.hero::before{content:"";position:absolute;width:560px;height:560px;border:1px solid rgba(211,164,63,.27);border-radius:50%;right:-150px;top:-220px;box-shadow:0 0 0 28px rgba(211,164,63,.04),0 0 0 58px rgba(211,164,63,.025)}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.16fr .84fr;align-items:center;gap:74px}
.eyebrow{display:inline-block;color:#f0c85e;text-transform:uppercase;letter-spacing:.18em;font-size:.76rem;font-weight:800;margin-bottom:18px}.eyebrow.dark{color:var(--gold-dark)}
.hero h1{font-size:clamp(2.6rem,5vw,5.2rem);line-height:1.02;letter-spacing:-.045em;margin:0 0 24px;max-width:880px}.hero h1 span{font-family:"Cormorant Garamond",Georgia,serif;font-weight:700;color:#f2d37f;letter-spacing:-.02em}
.hero-lead{font-size:1.1rem;color:rgba(255,255,255,.82);max-width:720px;margin:0 0 30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:38px}
.hero-points{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);max-width:690px;border-top:1px solid rgba(255,255,255,.16);padding-top:22px}.hero-points li{display:flex;flex-direction:column;padding-right:18px}.hero-points li+li{border-left:1px solid rgba(255,255,255,.16);padding-left:20px}.hero-points strong{color:#f2d37f;font-size:.98rem}.hero-points span{color:rgba(255,255,255,.63);font-size:.8rem}
.hero-visual{position:relative;min-height:620px;display:flex;align-items:flex-end;justify-content:center}.hero-photo-frame{position:absolute;inset:0 0 0 22px;border-radius:220px 220px 38px 38px;overflow:hidden;border:1px solid rgba(240,200,94,.7);background:var(--cream);box-shadow:0 40px 90px rgba(0,0,0,.25)}.hero-photo-frame::after{content:"";position:absolute;left:0;top:0;bottom:0;width:22%;background:linear-gradient(90deg,var(--cream),rgba(247,243,234,.92),transparent);z-index:2}.hero-photo-frame img{width:100%;height:100%;object-fit:cover;object-position:center center}
.hero-card{position:absolute;left:-28px;bottom:36px;z-index:3;background:rgba(2,20,60,.95);border:1px solid rgba(211,164,63,.62);box-shadow:var(--shadow);border-radius:20px;padding:18px 22px;display:flex;flex-direction:column;min-width:235px}.hero-card span{font-family:"Cormorant Garamond",Georgia,serif;color:#f0c85e;font-size:1.65rem;font-weight:700;line-height:1}.hero-card strong{font-size:.92rem;margin-top:6px}.hero-card small{color:rgba(255,255,255,.65)}
.hero-curve{position:absolute;left:-8%;right:-8%;bottom:-88px;height:130px;background:var(--paper);border-radius:50% 50% 0 0/100% 100% 0 0}

.trust-bar{background:var(--paper);padding:24px 0 18px}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.trust-grid span{font-size:.83rem;text-transform:uppercase;letter-spacing:.11em;font-weight:800;color:#6b6f70;text-align:center;padding:13px;border-bottom:1px solid var(--line)}
.section{padding:105px 0}.section-heading{text-align:center;max-width:820px;margin:0 auto 48px}.section-heading.left{text-align:left;margin:0}.section h2{font-size:clamp(2rem,4vw,3.8rem);line-height:1.08;letter-spacing:-.035em;margin:0 0 20px}.section-heading p{margin:0;color:var(--muted);font-size:1.03rem}
.cards-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.service-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px 26px;box-shadow:0 16px 45px rgba(2,20,60,.06);transition:.25s}.service-card:hover{transform:translateY(-7px);border-color:rgba(211,164,63,.5);box-shadow:var(--shadow)}.service-card .icon{width:48px;height:48px;border-radius:15px;background:var(--cream);color:var(--gold-dark);display:grid;place-items:center;font-size:1.5rem;font-weight:800;margin-bottom:24px}.service-card h3{margin:0 0 12px;font-size:1.15rem}.service-card p{margin:0;color:var(--muted);font-size:.92rem}

.regularization{background:linear-gradient(145deg,#061f36,var(--navy-2));color:#fff;position:relative;overflow:hidden}.regularization::before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 0 60%,rgba(211,164,63,.07) 60% 61%,transparent 61%)}.split-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:80px;align-items:center}.regularization h2{max-width:690px}.regularization-copy>p{color:rgba(255,255,255,.72);max-width:670px}.benefit-list{margin:34px 0 30px;display:grid;grid-template-columns:1fr 1fr;gap:18px}.benefit-list>div{display:grid;grid-template-columns:42px 1fr;gap:13px;align-items:start;padding:18px;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:rgba(255,255,255,.035)}.benefit-list span{width:38px;height:38px;display:grid;place-items:center;border-radius:50%;border:1px solid var(--gold);color:#f0c85e;font-weight:800;font-size:.77rem}.benefit-list p{margin:0;color:rgba(255,255,255,.62);font-size:.82rem}.benefit-list strong{display:block;color:#fff;margin-bottom:4px;font-size:.92rem}.text-link{display:inline-flex;gap:10px;align-items:center;color:#f0c85e;font-weight:800}.text-link span{transition:.2s}.text-link:hover span{transform:translateX(6px)}
.regularization-panel{background:var(--cream);color:var(--ink);border-radius:32px;padding:36px;box-shadow:0 38px 90px rgba(0,0,0,.25);position:relative}.regularization-panel::after{content:"";position:absolute;inset:13px;border:1px solid rgba(211,164,63,.36);border-radius:23px;pointer-events:none}.panel-topline{position:relative;z-index:2;color:var(--gold-dark);text-transform:uppercase;letter-spacing:.15em;font-size:.76rem;font-weight:800;margin-bottom:24px}.steps{list-style:none;padding:0;margin:0;position:relative;z-index:2}.steps li{display:grid;grid-template-columns:46px 1fr;gap:16px;padding:17px 0}.steps li+li{border-top:1px solid rgba(10,43,59,.1)}.steps li>span{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#f0c85e;font-weight:800}.steps strong{font-size:.96rem}.steps p{margin:3px 0 0;color:var(--muted);font-size:.86rem}

.about{background:var(--cream)}.about-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:85px;align-items:center}.about-image{position:relative;max-width:470px;margin:auto}.about-image::before{content:"";position:absolute;left:-24px;top:-24px;width:70%;height:70%;border:2px solid rgba(211,164,63,.75);border-radius:30px}.about-image img{position:relative;z-index:2;width:100%;border-radius:30px;box-shadow:var(--shadow)}.about-copy p{color:var(--muted);font-size:1rem}.credentials{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:30px 0}.credentials div{padding:17px 18px;border-left:3px solid var(--gold);background:rgba(255,255,255,.62)}.credentials strong,.credentials span{display:block}.credentials span{font-size:.82rem;color:var(--muted)}

.location{background:var(--navy);color:#fff}.location-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:48px;align-items:stretch}.location-copy{padding:28px 0}.location-copy>p{color:rgba(255,255,255,.7)}.location address{font-style:normal;padding:20px 0;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12);color:rgba(255,255,255,.78)}.location address strong{display:block;color:#fff;margin-bottom:5px}.hours{display:grid;grid-template-columns:1fr auto;gap:9px 18px;margin:22px 0 30px;font-size:.88rem}.hours span{color:rgba(255,255,255,.65)}.hours strong{color:#f0c85e}.map-wrap{min-height:510px;border-radius:30px;overflow:hidden;border:1px solid rgba(211,164,63,.45);box-shadow:0 30px 70px rgba(0,0,0,.28)}.map-wrap iframe{border:0;width:100%;height:100%;min-height:510px;filter:saturate(.85) contrast(1.02)}

.faq{background:#fff}.faq-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:80px;align-items:start}.accordion details{border-bottom:1px solid var(--line);padding:0}.accordion summary{list-style:none;cursor:pointer;padding:22px 46px 22px 0;font-weight:800;position:relative}.accordion summary::-webkit-details-marker{display:none}.accordion summary::after{content:"+";position:absolute;right:4px;top:17px;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;border:1px solid var(--line);color:var(--gold-dark);font-size:1.25rem}.accordion details[open] summary::after{content:"–"}.accordion p{color:var(--muted);margin:0 50px 20px 0}

.contact{background:var(--cream)}.contact-card{background:linear-gradient(135deg,var(--navy),var(--navy-2));border-radius:36px;padding:54px;display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;color:#fff;box-shadow:var(--shadow);position:relative;overflow:hidden}.contact-card::after{content:"";position:absolute;width:330px;height:330px;border-radius:50%;border:1px solid rgba(211,164,63,.35);right:-140px;top:-130px}.contact-copy{position:relative;z-index:2}.contact-copy h2{font-size:clamp(2rem,3.7vw,3.6rem)}.contact-copy p{color:rgba(255,255,255,.68)}.contact-form{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:15px}.contact-form label{font-size:.77rem;font-weight:800;color:rgba(255,255,255,.75);text-transform:uppercase;letter-spacing:.08em}.contact-form input,.contact-form select,.contact-form textarea{display:block;width:100%;margin-top:7px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.08);color:#fff;border-radius:14px;padding:13px 14px;outline:none;transition:.2s;text-transform:none;letter-spacing:0}.contact-form option{color:#111}.contact-form input::placeholder,.contact-form textarea::placeholder{color:rgba(255,255,255,.45)}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:var(--gold);background:rgba(255,255,255,.12)}.contact-form .full{grid-column:1/-1}.contact-form small{color:rgba(255,255,255,.52);font-weight:400;text-transform:none;letter-spacing:0}

.site-footer{background:#010d27;color:#fff;padding:70px 0 24px}.footer-grid{display:grid;grid-template-columns:1.3fr .8fr .7fr;gap:70px}.footer-brand img{width:300px;height:120px;object-fit:contain;object-position:left}.footer-brand p{color:rgba(255,255,255,.56);max-width:430px}.site-footer h2{font-size:.85rem;text-transform:uppercase;letter-spacing:.13em;color:#f0c85e;margin:15px 0 18px}.site-footer a,.site-footer p{display:block;color:rgba(255,255,255,.62);font-size:.9rem;margin:0 0 10px}.site-footer a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:45px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;color:rgba(255,255,255,.45);font-size:.78rem}
.floating-whatsapp{position:fixed;right:20px;bottom:20px;z-index:90;width:58px;height:58px;border-radius:50%;background:#1ebe5d;color:#fff;display:grid;place-items:center;box-shadow:0 14px 34px rgba(0,0,0,.25);transition:.2s}.floating-whatsapp:hover{transform:translateY(-4px) scale(1.03)}.floating-whatsapp svg{width:31px;height:31px}

.reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}

@media (max-width:1020px){
  .menu-toggle{display:block}.main-nav{position:fixed;left:20px;right:20px;top:91px;background:#031632;border:1px solid rgba(255,255,255,.1);border-radius:20px;padding:22px;display:none;flex-direction:column;align-items:stretch;box-shadow:var(--shadow)}.main-nav.open{display:flex}.main-nav .btn{width:100%}
  .hero-grid,.split-grid,.about-grid,.location-grid,.faq-grid,.contact-card{grid-template-columns:1fr}.hero{padding-top:68px}.hero-visual{min-height:600px;max-width:520px;width:100%;margin:20px auto 0}.cards-grid{grid-template-columns:1fr 1fr}.split-grid{gap:44px}.about-grid{gap:55px}.faq-grid{gap:30px}.contact-card{gap:28px}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}
}
@media (max-width:680px){
  :root{--container:min(100% - 28px,1180px);--radius:22px}
  .header-inner{height:72px}.brand{width:220px}.brand img{height:62px}
  .hero{padding:58px 0 70px}.hero h1{font-size:2.75rem}.hero-lead{font-size:1rem}.hero-actions{flex-direction:column}.hero-actions .btn{width:100%}.hero-points{grid-template-columns:1fr;gap:12px}.hero-points li+li{border-left:0;padding-left:0}.hero-visual{min-height:510px}.hero-photo-frame{left:0;border-radius:150px 150px 28px 28px}.hero-card{left:10px;bottom:18px}.hero-curve{bottom:-105px}
  .trust-grid{grid-template-columns:1fr 1fr}.trust-grid span{font-size:.69rem}.section{padding:76px 0}.section h2{font-size:2.35rem}.cards-grid{grid-template-columns:1fr}.benefit-list{grid-template-columns:1fr}.regularization-panel{padding:28px 24px}.credentials{grid-template-columns:1fr}.map-wrap,.map-wrap iframe{min-height:380px}.contact-card{padding:32px 22px;border-radius:26px}.contact-form{grid-template-columns:1fr}.contact-form .full{grid-column:auto}.footer-grid{grid-template-columns:1fr;gap:28px}.footer-brand{grid-column:auto}.footer-bottom{flex-direction:column}.floating-whatsapp{width:54px;height:54px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.btn,.service-card,.floating-whatsapp{transition:none}}